The Nusenda Credit Union is a personal loan from Nusenda Credit Union. The ongoing APR is 20% Annual Percentage Rate (APR).. Typical credit limit: Loan amounts are available between $200 and $1,000. First loan amount has a limit of $500. Limit can be increased to $1,000 after the first loan is paid in full.. Loan terms: Terms are for 1 to 12 months..