The Neighborhood Finance Corporation is a personal loan from Neighborhood Finance Corporation. The ongoing APR is 20 Year (Income below 80%): 2.000% interest rate, 2.433% APR; 10 Year (Income below 80%): 2.000% interest rate, 2.865% APR. Typical credit limit: Repayable loan financing up to $30,000. Loan terms: Amount financed under $15,000 maximum term of 15 years. For amounts financed greater than $15,001 maximum term up to 30 years..