Journey to Homeownership (J2H) Down Payment Assistance Program — Neighborhood Finance Corporation

Journey to Homeownership (J2H) Down Payment Assistance Program — Neighborhood Finance Corporation is a mortgage from Neighborhood Finance Corporation. The ongoing APR is 0% interest (.08% APR). Loan terms: no payments and will be due on sale or with a cash-out refinance.

Other Neighborhood Finance Corporation cards & products

• Energy Advantage Deferred Loan — Personal Loan
• Refinance Loan — Mortgage
• Energy Upgrade Loan — Personal Loan
• Home Purchase Loan — Mortgage
• NFC Down Payment Program — Mortgage
• Home Improvement Loan — Home Equity Loan
• 0% Construction Loan Program — Business Loan
• Multifamily Permanent Financing — Business Loan

Sources & citations

• Lender name, Loan terms, Issuer, APR, Lender website, Product name, Product type, Other conditions, How to apply, Eligibility: https://neighborhoodfinance.org/down-payment-assistance/journey-to-homeownership/
• Credit bureau: https://selling-guide.fanniemae.com/sel/b3-5.2-01/requirements-credit-reports (checked 2026-10-19)