The Native American Bank is a charge card from Native American Bank. Application typically pulls a hard report from Experian. The annual fee is $0.00. The ongoing APR is 25.49% variable if payment of the entire new balance is not made on or before the payment due date (based on a 6.75% Prime Rate) after a No introductory rate (official rate table lists none) introductory rate. Rewards: Unlimited 1x point on every net dollar spent. Loan terms: Pay in full: all Purchases, Balance Transfers, Cash Advances, Finance Charges, and Fees must be paid in full each month.