The Navajo CDFI is a business loan from Navajo CDFI. Typical credit limit: $5000 to $100,000. Loan terms: Term limited by loan purpose and collateral life: loans secured by working capital or inventory should have no more than a three-year term; generally monthly payments (small, short-term loans of less than a year may have a single end-of-term payment) (Loan Policies approved August 25, 2014).