The Mountain BizWorks is a business loan from Mountain BizWorks. The ongoing APR is 5% fixed interest rate. Approval typically requires a credit score of No minimum credit score requirement, however, credit history is reviewed or higher. Typical credit limit: up to $100,000. Loan terms: Loan terms are up to 10 years; no payments for the first 3 months followed by 3 months of interest only payments; regular principal and interest payments start in month 7.