The Muskogee Federal Credit Union is a home equity loan from Muskogee Federal Credit Union. The ongoing APR is As low as 5.75% (MFCU Holds 1st, 1 - 5 Years) to as low as 7.00% (16 - 20 Years) APR (Rates as of June 17, 2026). Loan terms: Fixed-Rate Loans – 20 Years Max.