The Muskogee Federal Credit Union is a mortgage from Muskogee Federal Credit Union. The ongoing APR is As low as 5.25% (1 - 5 Years, >$50,000) to as low as 6.75% (16 - 20 Years, $50,000 or Less) APR (Rates as of June 17, 2026). Loan terms: Fixed-Rate Loans – 20 Years Max.