The Mocse Credit Union is a personal credit card from Mocse Credit Union. The annual fee is No annual fee. The ongoing APR is 12.90% to 17.90%, based on your creditworthiness (purchases, balance transfers and cash advances; disclosure accurate as of January 16, 2024). Typical credit limit: Limits up to $30,000. Loan terms: Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month..