The MPS Credit Union is a home equity loan from MPS Credit Union. The ongoing APR is Home Equity Fixed 10 years 5.25% APR (as low as); Home Equity Fixed 7 years 4.50% APR (as low as). Typical credit limit: minimum loan amount shall be $10,000.00 and the maximum loan amount shall not exceed $400,000.00. Loan terms: Terms up to 10 years.