The Meritus Credit Union is a auto loan from Meritus Credit Union. The ongoing APR is New Jet Skis, ATVs & Motorcycles: as low as 6.00% APR (up to 36 months), 6.25% (48 months), 6.75% (60 months), 7.50% (72 months); used: as low as 7.00% (up to 36 months), 7.25% (48 months), 7.75% (60 months); rates effective as of 05/01/2026. Loan terms: up to 36 months; 48 months (min. $5,000), 60 months (min. $10,000), 72 months (min. $25,000).