The Mazuma Credit Union is a home equity line of credit from Mazuma Credit Union. The ongoing APR is PrimeFlex HELOC rates as low as 7.25% APR; Maximum APR is 20.04% (rate reflects maximum available discounts) after a 6.00% APR for your first 6 months introductory rate. Typical credit limit: Loans from $10,000 to $250,000. Loan terms: Draw on your line of credit for 10 years with a 15-year repayment plan; fixed-rate, fixed term payment options from 12 months to 120 months when you draw.