The MariSol Federal Credit Union is a home equity line of credit from MariSol Federal Credit Union. The annual fee is No annual fee. The ongoing APR is 6.75% (under 75% loan-to-value), 7.25% (76-80%), 7.75% (81-85%); variable, Wall Street Journal Prime Rate plus margin; floor 4.00%, ceiling 14.00% (effective 09/17/2026). Typical credit limit: Amounts from $15,000 to $200,000; credit limits up to 85% of the available equity in your home. Loan terms: Draw period on the credit line is 7 years, then 8 years to repay in full.