The Lower East Side People's FCU is a mortgage from Lower East Side People's FCU. The ongoing APR is 15 Year Fixed - As low as 6.14%; 30 Year Fixed - As low as 6.99%; 5/1 Year ARM - As low as 6.75%; 10/1 Year ARM - As low as 6.85% (rates effective as of September 2026). Loan terms: Maximum Repayment Period is 30 years.