VISA Credit Card — Employee Resources Credit Union

VISA Credit Card — Employee Resources Credit Union is a personal credit card from Employee Resources Credit Union. The annual fee is $0 (no annual fees). The ongoing APR is 10.99%-17.95% after a Balance transfer rate 4.99% for the first six billing cycles introductory rate. Typical credit limit: $500-$15,000.

Other Employee Resources Credit Union cards & products

• Fixed Rate – 10 Years — Mortgage
• Recreational Vehicles, Farm Equipment & Boats — Auto Loan
• New Auto Loans — Auto Loan
• Used Auto Loans — Auto Loan
• Fixed Rate – 15 Years — Mortgage
• 5 Year/5 Year ARM – 30 Years — Mortgage
• Small Dollar Loans — Personal Loan
• 10 Year/1 Year ARM – 30 Years — Mortgage

Sources & citations

• Apply link, Lender name, Intro APR, Annual fee, Issuer, APR, Product name, Product type, Other conditions, Credit limit / amount, How to apply: https://www.ercu.org/loans-credit-cards/
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/67789
• Where it's offered, Eligibility: https://www.ercu.org/about-us-membership/ (checked 2026-10-19)