The Embarrass Vermillion Federal Credit Union is a auto loan from Embarrass Vermillion Federal Credit Union. The ongoing APR is 24 months 5.25%; 36 months 5.50%; 48 months 5.75%; 60 months 6.00%; 72 months 6.25%; 84 months 6.50% (APR, rates start at). Loan terms: 24 to 84 months.