The Dakota Resources is a business loan from Dakota Resources. The ongoing APR is Variable rate: 5.35% (adjusts annually); Fixed rate for 5 years: 5.65%; Fixed rate for 10 years: 5.9% (subject to change, effective as of 1/1/2026). Typical credit limit: $100,000 minimum. Loan maximum is based on a number of financial factors.. Loan terms: Interest-only quarterly repayment with principal due at maturity; up to 10-year terms.