The FAIRWINDS Credit Union is a personal loan from FAIRWINDS Credit Union. The ongoing APR is Unsecured 1 Year as low as 9.50% APR; Unsecured 3 Years as low as 9.75% APR; Unsecured 5 Years as low as 11.25% APR (last updated 09/03/2026). Loan terms: 1, 3 or 5 years (unsecured).