The Listerhill Credit Union is a mortgage from Listerhill Credit Union. The ongoing APR is APR as low as 6.24% (3/3 ARM), 6.50% (5/5 ARM) and 7.25% (5/5 ARM - 100% of Purchase Price) (effective 10/1/2026). Loan terms: A 30-year ARM with a fixed interest rate for the first three years, then fluctuating every three years (3/3); fixed for the first five years, then fluctuating every five years (5/5).